Financial Sin: Is Your Education Worth the Paper It’s Printed on?

With the tuition rates rising ever higher, is the short-term damage worth the long-term results? Countless young soul are sucked into the promise of undergraduate or graduate study on the premise of "good jobs."

You are Screwed if you have Committed this Financial Milestone Sin! (Human Capital)

Your financial well-being is very much about how you approach it and how much you earn. Time and again, FIRE movements, frugal bloggers, financial gurus, and personal finance books and courses talk about what to do with the money that you already have. What they all forget is that before you can even put to practice any of that advice, you have to figure out if you are even a good candidate for financial independence.

Who is Mr. Division of Dough and Why?

This website is dedicated to helping individuals like yourself to reach your potential and become financially independent. Division of Dough is a play on Division of Labor by Adam Smith.

Why without an Ascension Plan, you can Kiss your Career Goodbye!

When you are thinking about traveling to a far distant land, do you plan ahead or just keep driving hoping to get there one day? There isn't a single ambitious person who didn't have an ascension plan to rise to the top. Do you even know what at the top looks like?

Here is why haters lose and winners ride the success of fellow Superstars

A superstar can challenge you to question your own comfort zone all the while pushing you out of it. When there is no growth in the company, all the career advancements come from death, retirement, or seniority. Standing in the shadow of superstars creates a buzz that fills the air with activity and growth.

Three Things all Successful People Do

Many people wander through life without actually realizing what their true purpose is. They are looking for a purpose but they cannot seem to find it. Successful people become successful because they not only know their purpose but they also have a power of a dream.