Financial Sin: Is Your Education Worth the Paper It’s Printed on?

With the tuition rates rising ever higher, is the short-term damage worth the long-term results? Countless young soul are sucked into the promise of undergraduate or graduate study on the premise of "good jobs."

You are Screwed if you have Committed this Financial Milestone Sin! (Human Capital)

Your financial well-being is very much about how you approach it and how much you earn. Time and again, FIRE movements, frugal bloggers, financial gurus, and personal finance books and courses talk about what to do with the money that you already have. What they all forget is that before you can even put to practice any of that advice, you have to figure out if you are even a good candidate for financial independence.

Who is Mr. Division of Dough and Why?

This website is dedicated to helping individuals like yourself to reach your potential and become financially independent. Division of Dough is a play on Division of Labor by Adam Smith.